UMDF Participation Rate
Through 3rd Q 2025
4.1%
Loan rate 5.99%

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So far sarafinger has created 498 blog entries.

Epidemic of Loneliness

Recently, I have seen a wide range of articles and heard reports on what some have called an “epidemic of loneliness” in our society, especially among the elderly, youth, and young adults. So many theories about the causes of this widespread problem can be found; however, regardless of the causes (and I believe there are many contributing factors), [...]

By |2025-07-23T22:43:12+00:00July 23rd, 2025|Blog|0 Comments

Tom and Betty Cloyd Scholarship Recipient Named

Caroline Stone, 2025 Cloyd Scholarship recipient The Reverend Dr. David Weatherly, President of The United Methodist Foundation for the Tennessee-Western Kentucky Conference, is pleased to announce that the recipient of the Cloyd Scholarship is Ms. Caroline Stone. Caroline is a member of Belle Meade United Methodist Church and is currently enrolled at the University [...]

By |2025-07-17T16:32:52+00:00July 17th, 2025|United Methodist General News|0 Comments

Let Us Be Your Project(s) Partner!

Effective July 1, 2025 the interest rate for principal and interest loans with the United Methodist Development Fund of Tennessee/Kentucky, Inc. stands at 5.99%. When compared with present market loan interest averages, as well as the current prime rate of 7.5%, 5.99% makes sense! We specialize in loans under one million dollars but will consider [...]

By |2025-07-17T16:15:54+00:00July 17th, 2025|Blog, United Methodist General News|0 Comments

A Quadrilateral for Money Management…

If you have studied Methodist history and doctrine, you have likely come across the concept of the Wesleyan Quadrilateral. Developed by pastor, theologian, historian, and professor Rev. Dr. Albert Outler, the quadrilateral is a series of four mechanisms that he concluded John Wesley used for effective theological discernment. Dr. Outler identified them as Scripture, Tradition, [...]

By |2025-07-09T14:24:16+00:00July 9th, 2025|Blog|0 Comments

Celebrating the Fullness of Freedom…

I hope you had a positive, patriotic experience yesterday celebrating the historically recognized birthday of the United States of America. We are 249 years old! It is always a meaningful holiday that provides an opportunity to celebrate the many freedoms which make our country unique and strong. What might we consider the most important freedoms [...]

By |2025-06-30T18:56:34+00:00June 30th, 2025|Blog|0 Comments

What Makes Us Absolutely, Positively Important?

On the morning of June 22 the lead headline on the Daily Memphian web page read in a large, bold font: “Most important Memphian of all time has died”. Depending on the era and context of importance, that statement could have applied to any number of people. For music, Elvis Presley. In sports, Larry Finch. [...]

By |2025-06-27T18:16:53+00:00June 27th, 2025|Blog|0 Comments

Rain Delay

You don’t have to be a golf fan to admire what J.J. Spaun did last Sunday in the final round of the U.S. Open.  Spaun had led or been near the lead in the previous three rounds at Oakmont Country Club, which was proving to be a terribly difficult course, frustrating the world’s best players. [...]

By |2025-06-20T12:01:11+00:00June 20th, 2025|Blog|0 Comments

Shepherding an Exquisite Life…

There are sooooooo many books that have been written in the collective categories of self-help, finding happiness, or what it takes to be successful that it can be hard for any one of them to stand out. From person to person, it often depends on what we are seeking, how we establish our priorities, what [...]

By |2025-06-13T19:21:14+00:00June 13th, 2025|Blog|0 Comments

The Need for Deeper and Wider Imagination…

The annual gathering of United Methodists from the Tennessee-Western Kentucky Conference concluded in the early afternoon of this past Wednesday. From the opening worship service on Sunday evening to the concluding act of the fixing of clergy appointments, the Holy Spirit was present and evident throughout. There were many high and holy moments, and the [...]

By |2025-06-06T19:39:39+00:00June 6th, 2025|Blog|0 Comments

Family Time as a Means of Grace…

Do you have special memories of when your family comes together for food, fellowship, and to celebrate or acknowledge something significant…a birthday, anniversary, holiday, wedding, baptism, birth, death, or a milestone moment in someone's life? A variety of traditions often accompany these events, even if the details vary from family to family. As time passes [...]

By |2025-05-29T18:29:24+00:00May 29th, 2025|Blog|0 Comments